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Many people will say that they are dreaming of retirement, but some are not taking the necessary action to make it a reality. In fact, there are not too many people who know the answer to a straightforward question: How much income do you need in retirement?

Let’s take a look at what the Association of Superannuation Funds of Australia (sometimes known as ASFA) thinks is a reasonable amount to live on in retirement and compare it with my own experience as an adviser. I’ve worked with many people who are planning for retirement and you may be surprised to see how different my number is to ASFA’s…

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If you had to ask married couples what causes the most friction in their relationship, finances would be at the top of the list. Some people may have been financially abused in previous relationships, while others have been taught by their parents to keep things separate. Despite this, there are some concepts around handling your money in a relationship that you should know so that you can effectively run your household.

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Puddle 2 Pond Financial Pty Limited, ABN 14 159 325 603, is an Authorised Representative and Credit Representative of AMP Financial Planning Pty Limited, Australian Financial Services Licensee and Australian Credit Licensee.

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